Mortgage Finance Training - Duration: 5 days, 19-23 NOVEMBER 2018


Mortgage lending is the major mechanism used in many countries to finance private ownership of residential and commercial properties. Development of real estate sector has not become evident in many towns and cities in Tanzania. The mortgage market in Tanzania has been growing steadily as the pace of housing investment picks up. In the same line, the use of mortgage loans for developing private homes or commercial properties is now gaining popularity in banking institutions and other stakeholders. Tanzania has witnessed many Commercial Banks coming up with mortgage lending product. Following the growth of mortgage lending, the Tanzania Institute of Bankers in collaboration with Tanzania Mortgage Refinance Company (TMRC) will organize training programmes on Mortgage Finance for Commercial Banks with the objective of ensuring standardization and uniform processing of mortgage finance operations in Tanzania.


To provide banking professionals with training comprising all areas of mortgage financing, as well as to achieve standardization in filing and documentation requirements.


  Overview of Tanzanian financial markets
  The Housing Finance Project and its components
  Mortgage lending in Tanzania
  Overview of the Mortgage Lending Process
  Tanzanian Mortgage finance legislations
  Qualification of Borrowers
  Loan Processing and File Building
  Loan Underwriting and Closing
  Loan Administration (Servicing)
  Titling process in Tanzania: challenges
  Role of credit reference bureau in mortgage lending
  Marketing of Financial services
  Various mortgage finance case studies


Senior and Middle level officers in the banking institutions who are involved in Credit, Relationship Management, Loan Documentation as well as Legal aspects of mortgage financing.


Lectures, case studies and group discussions.


TIOB Offices, 5th floor, Faykat Tower, Plot No. 236, Ally Hassan Mwinyi Road, Kinondoni, next to Airtel Head Office, Dar es Salaam

FACILITATOR:  Mr. Oswald Urassa and Mr. Jackson Lohay

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