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TMRC Prevailing Interest Rate 7.5%

The price is fixed at 7.5% for Member-Banks and at 8.5% for Non-Member Banks

1

Structure

TMRC is a wholesale institution with a majority ownership by its users. It can neither take deposits nor lend directly to households

2

Purpose

TMRC will provide term finance to PMLs in order to reduce the liquidity risk incurred in their provision of long term loans for housing.

3

Expertise

TMRC will be a repository of mortgage market knowledge and expertise setting appropriate standards for PML documentation .

4

Charter

The company is structured as an open club whereby all primary market lenders (PMLs) are invited to subscribe in its shareholding.

Taasisi ya TMRC Inavyowezesha Mikopo ya Nyumba

Mkurugenzi Mtendaji wa Taasisi ya mikopo ya nyumba ya Tanzania Mortgage Refinance (TMRC), Oscar Mgaya amezungumzia namna ambavyo taasisi hiyo inavyoziwezesha Watanzania wengi zaidi kujipatia mikopo katika mabenki baada ya wao kuwawezesha kupata fedha za muda mrefu ili yaweze kutoa mikopo ya muda mrefu na hivyo kurahisisha mpango wa ukopeshaji

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About

Tanzania Mortgage Refinance Company Limited (TMRC) is a private sector financial institution with a sole purpose of supporting.

Vision

To be a premier secondary market financial intermediary driving access to affordable medium to long-term finance to financial and non-financial institutions in Tanzania

Mission

To deepen access to affordable housing and finance to micro, small and medium sized businesses through providing innovative medium to long-term finance

News and Resources

03 Mar, 2026 News and Events

LAUNCH OF HOUSING MICROFINANCE PRODUCT EVENT

Tanzania Mortgage Refinance Company Limited (TMRC) and Habitat for Humanity International (HFHI) are launching TMRC…

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TMRC Audited Financial Statements for the year ended 31 December 2024

Audited financial statements of Tanzania Mortgage Refinance Company Limited, which comprise the statement of financial position as…

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18 Dec, 2025 News and Events

TMRC AND HABITAT FOR HUMANITY LAUNCH LANDMARK HOUSING MICROFINANCE SOLUTION IN TANZANIA

Tanzania Mortgage Refinance Company (TMRC) signed a memorandum of understanding with Habitat for Humanity International (HFHI) in…

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